Living on the Costa del Sol

Buying a home on the Costa del Sol as your new or second home

Around 320 sunny days a year, a community that has been established for decades and an airport three hours from Amsterdam. From Nerja in the east to Sotogrande in the west. Independent buyer guidance since 2005, at every step.

Coastline
160 km
Zones
5
Flight from Amsterdam
3 hrs
Terrace on the coast, Mijas Pueblo
320
Sunny days per year. Even in January you are often outside here.
19°C
Average annual temperature. Winters of 15 to 18 degrees during the day.
3 hrs
Flight from Amsterdam to Málaga, several times a day, all year round.
About the Costa del Sol

Why so many Dutch and Belgian buyers choose the Costa del Sol

The climate does the work. Winters of 15 to 18 degrees during the day, a long spring and dry, sunny summers. Between October and April you sit outside here more often than northern Europe manages in July.

You get here fast. After Madrid, Barcelona and Palma, Málaga has one of the busiest airports in Spain, with several flights a day from Amsterdam, Brussels, Eindhoven and Rotterdam. From the airport you are in Marbella in 25 minutes and in the centre of Málaga in 20.

You do not start from zero. Dutch, Belgians, Britons, Germans and Scandinavians have lived here since the eighties. There are Dutch-speaking GPs, schools, churches, sports clubs and shops. You build your life in surroundings that have seen it happen many times before.

The amenities are at a European level. Hospitals where you can be helped in English or with an interpreter, supermarkets with products you know, and a toll-free motorway along the entire coast.

Five different atmospheres on one strip. From glamorous Marbella to quiet Nerja, from the city of Málaga to the village of Frigiliana. Along 160 kilometres of coast you find five ways of living that have little in common.

Market and terrace, Estepona old town
A popular combination
First a second home for the winter, later moving for good when retirement begins.
Five faces of the Costa del Sol

Marbella, Fuengirola, Málaga, Nerja or Sotogrande: which zone suits you?

The Costa del Sol is not one place, it is five places. Between Nerja in the east and Sotogrande in the west lie 160 kilometres of coast with very different characters. For most buyers, one zone clearly fits better than the rest.

Marbella and Estepona01
Marbella and Estepona
West coast
Karakter

Glamorous and international, with golf courses, marinas and the restaurants of the coast.

Voor wie

Budget from €600.000, bon vivants, golfers, those who want a full social calendar.

Property types

Villas, apartments in the higher segment, homes in gated neighbourhoods (urbanisations).

Inhabited year-round
Mijas, Fuengirola and Benalmádena02
Mijas, Fuengirola and Benalmádena
Central stretch
Karakter

Family-friendly, white villages on the hillside, the largest Dutch community on the coast.

Voor wie

Budget €250.000 to €600.000, families, those looking for their first second home.

Property types

Townhouses, apartments with sea views.

Strong Dutch community
Málaga city03
Málaga city
Urban
Karakter

A big city by the sea with museums, terraces and a historic centre that is alive all year.

Voor wie

City people, remote workers, lovers of art and good food.

Property types

City apartments, renovated historic buildings.

No winter vacancy
Axarquía · Nerja, Frigiliana, Torrox04
Axarquía
East coast: Nerja, Frigiliana, Torrox
Karakter

More Spanish and quieter, with white villages, avocado plantations and smaller beaches.

Voor wie

Budget €200.000 to €500.000, peace-seekers, those who want to live here year-round.

Property types

Cortijos (Andalusian farmhouses), village houses, white homes with a roof terrace.

More Spanish, less tourism
Sotogrande05
Sotogrande
Far western end
Karakter

Exclusive and international, with golf, polo, a marina and gated residential areas.

Voor wie

Budget from €500.000, privacy seekers, golfers, families with children at an international school.

Property types

Villas, apartments on the golf course, country houses.

Privacy, all year
Not sure which zone?

We think along with you

Tell us what matters to you (peace, sociability, accessibility, golf, sea or village) and you get a first recommendation per zone.

Schedule an introduction
Climate

The climate on the Costa del Sol: 320 sunny days, month by month

The Costa del Sol lives up to its name. Between October and April it is almost always pleasant outside, in summer it is hot and dry. The figures below are multi-year averages for the coastal strip between Estepona and Nerja.

Jan
13°
6 h
6 d
Feb
14°
7 h
5 d
Mar
16°
8 h
5 d
Apr
17°
9 h
4 d
May
20°
10 h
3 d
Jun
23°
11 h
1 d
Jul
26°
12 h
0 d
Aug
27°
11 h
1 d
Sep
24°
9 h
2 d
Oct
20°
8 h
4 d
Nov
16°
6 h
5 d
Dec
14°
5 h
6 d
Sun hours per day

Averaged over the whole coastal strip. Inland (Mijas Pueblo, Ronda, Frigiliana) about an hour less, right by the sea slightly more.

Rain days per month

November and March are the wettest months. Between May and September hardly anything falls, sometimes nothing for six weeks straight.

Microclimate

Sheltered by the Sierra Bermeja, Estepona stays a degree warmer in winter. Nerja is slightly cooler, but also has less wind. We advise per zone, depending on how sensitive you are to heat or wind.

When should you come to look?

April, May, October and November give the most honest picture

Not the summer crowds, not the occasional January shower. You see the gardens in bloom and you can sit out on the terrace. August is too busy to get a good picture.

Plan a viewing trip
Getting there

Flying to Málaga: travel times from the Netherlands and Belgium

01
Flying

Málaga airport (AGP) is 25 minutes from Marbella and 20 minutes from the centre of Málaga. There are several flights a day from Amsterdam, plus flights from Brussels, Eindhoven and Rotterdam. In winter too.

02
By car

From the Netherlands it is roughly a 22-hour drive via France, Burgos and Madrid. With an overnight stop in Bordeaux or Bilbao you do it comfortably in two days.

03
By train

The high-speed train (AVE) takes you from Málaga to Madrid in 2,5 hours. From there the TGV via Paris gets you to the Netherlands in a single day.

04
Within the region

The A-7 links the entire coast without tolls. Buses run between all the larger towns, and Málaga has a metro and a commuter train (cercanías) towards Fuengirola.

Travel times to Málaga (AGP)
AMS
Schiphol
3 h 00
1.870 km
BRU
Brussels
2 h 55
1.815 km
EIN
Eindhoven
3 h 05
1.890 km
RTM
Rotterdam
3 h 10
1.860 km
ANR
Antwerp
3 h 00
1.840 km
Flights per week
28+
Airlines
KLM, Transavia, Vueling, Ryanair, TUI fly
International community

Where do the Dutch and Belgians live on the Costa del Sol?

The Costa del Sol is home to a large Dutch and Belgian community that has grown since the nineties. It is not a separate bubble, but a network you quickly find your way into.

There is a Dutch GP in Fuengirola, the Nederlandse School Parasol offers Dutch lessons alongside regular school, and on Saturdays there is the Dutch market.

The Belgian community partly shares the same circles and partly gathers around Estepona and Sotogrande, with associations of its own.

Dutch Market, Fuengirola, first Saturday
Large community
Dutch and Belgians

A large, established group of residents, plus overwinterers and second-home owners, with Fuengirola and Mijas at its core.

10+
Dutch-speaking care

GPs, dentists and physiotherapists who speak Dutch, from Estepona to Nerja, most around Fuengirola and Mijas.

NIV, AHN, Belgische Kring
Associations

Nederlandse Internationale Vereniging Costa del Sol, Algemene Hollandse Nederlandse, and the Belgische Kring around Estepona.

For families

International schools on the Costa del Sol, from Sotogrande to Málaga

Nowhere on the Spanish coast will you find as many international schools together as here. English-language education is the largest, but there are Dutch-language schools too. For families staying long term, the Spanish bilingual school is a good route.

These are the usual routes: a British day school (St. Anthony's in Mijas, Aloha in Marbella, Sotogrande International), which Dutch-speaking families often combine with Dutch lessons at the Nederlandse School Parasol, or the Spanish bilingual school for those who want to integrate fully.

The choice depends on how long you are coming and what you want for your child. We factor the school choice into our advice on the zone.

A selection of schools, by curriculum
Dutch-language (alongside the day school)
  • Nederlandse School Parasol
    Torremolinos and online · Dutch language and culture from toddlers to final exams, affiliated with Stichting NOB
International (British, IB, American, German, French)
  • St. Anthony's College
    Mijas · British, since 1968
  • Sotogrande International
    Sotogrande · IB, boarding available
  • Aloha College
    Marbella · British
  • Swans International
    Marbella · British and IB
  • English International College
    Marbella · British
  • American School Málaga
    Málaga · American
  • Deutsche Schule Málaga
    Málaga · German
  • Lycée Français
    Málaga · French
Spanish bilingual (public, free)
  • CEIP Indira Gandhi
    Estepona · primary
  • CEIP La Marina
    Marbella · primary
  • IES Las Viñas
    Mijas · secondary, bilingual

School fees range from €0 (public bilingual school) to well over €12.000 per year (British and IB schools at the top end). If the choice gets complicated, we put you in touch with an education adviser.

Good care, in your language

Healthcare on the Costa del Sol: hospitals and Dutch-speaking doctors

Spain has two healthcare systems side by side: the public system (SNS) and private clinics. The public system is free if you work in Spain or draw a Dutch or Belgian state pension, and the quality is good. For an appointment with a specialist you sometimes wait a little longer. That is why many foreign residents take out a supplementary private policy.

The three large private hospitals on the Costa del Sol are HC Marbella, Quirónsalud Málaga and Vithas Xanit in Benalmádena. All three work with English-speaking staff, and on request with a Dutch interpreter. The public Hospital Costa del Sol in Marbella is used to foreign patients.

Do you receive a Dutch (AOW) or Belgian state pension? Then you take your healthcare rights to Spain with an S1 form, a statement from the CAK or your Belgian health fund. With it you register with the Spanish public system, and your Dutch basic insurance does not need to continue.

HC Marbella
Quirónsalud Málaga
Vithas Xanit
Hospital Costa del Sol
Practical: how to arrange it
  • 01
    Pension and the S1 form
    Do you have a state pension? Request the S1 form in the Netherlands or Belgium and hand it in at the Spanish health office. Your rights come with you.
  • 02
    Workers and residents
    If you work in Spain, your health contribution runs through your employer or your registration as self-employed. If you do not work and have no pension yet, you buy into the public system via the convenio especial: a fixed monthly contribution of roughly €60 to €160.
  • 03
    A private policy as a supplement
    Sanitas, Adeslas or DKV: count on €60 to €200 per person per month, depending on age and cover. You see a specialist faster and there is often an interpreter.
  • 04
    Second home, not a resident
    Your European Health Insurance Card (EHIC) covers emergency care. If you are in Spain often or for long periods, a private policy is sensible.
  • 05
    Dutch-speaking GPs
    In Mijas, Fuengirola, Marbella and Estepona there are practices where you can be helped in Dutch. We share our list.
  • 06
    Pharmacy (farmacia)
    On every street corner. Many medicines are available without a prescription and often cheaper than at home.
Prices per zone

What does a home on the Costa del Sol cost? Prices per zone

A first picture to calibrate your expectations. Within each range the differences are large, depending on year of construction, condition, view and exact location. For reference: the average asking price is around €5.000 per m² in Marbella and around €3.500 per m² in Fuengirola (idealista, summer 2026). We give you a sharper estimate per search profile.

Zone
Apartment
Townhouse
Villa
Premium
01 Marbella and Estepona
West coast
€450.000 to 950.000
€700.000 to 1,6 million
€1,5 to 5 million
€5 million+
02 Mijas, Fuengirola and Benalmádena
Central stretch
€250.000 to 500.000
€350.000 to 700.000
€600.000 to 1,3 million
€1,3 to 2,5 million
03 Málaga city
Urban
€300.000 to 600.000
€450.000 to 850.000
€700.000 to 1,5 million
€1,5 to 3 million
04 Axarquía, Nerja and Frigiliana
East coast
€200.000 to 400.000
€280.000 to 500.000
€450.000 to 950.000
€950.000 to 2 million
05 Sotogrande
Far western end
€350.000 to 750.000
€600.000 to 1,3 million
€1,2 to 6 million
€6 million+
Toelichting
2 bedrooms, 70 to 95 m²
3 bedrooms, 110 to 180 m²
3 to 4 bedrooms, 200 to 400 m²
Frontline beach or top location

Prices exclude purchase costs. For resale property you pay 7% transfer tax (ITP) in Andalusia. For new-build you pay 10% VAT plus 1,2% stamp duty (AJD). On top of that, allow 1 to 2% for notary and registration.

Indication based on asking prices in the market, reference date September 2026. We keep this table up to date.

Homes that are not publicly for sale can fall below or above these ranges.

Ed Bouterse, buyer's agent Costa del Sol
Ed Bouterse · Costa del Sol
Your regional expert

Ed Bouterse, your buyer's agent on the Costa del Sol

From my home base in Estepona I guide international buyers on the Costa del Sol, step by step, through one of the biggest decisions of their lives. I know the market and the neighbourhoods, and I earned my Spanish real estate diploma with the highest distinction.

I do not sell houses, I help people buy. If a home is not right for you, I will say so. My clients most often describe my guidance as reliable and completely taken care of.

New-build
Estepona · Marbella · Sotogrande
Property types
From apartment to villa
For whom
Second home and emigration
Languages
NL · EN · DE · ES

Honest advice, even when it means letting a home go.

Frequently asked questions

Frequently asked questions about living on the Costa del Sol

The questions we hear most about living on the Costa del Sol. Missing something? Put your question directly to Ed.

That depends on three things: your budget, how much bustle you want and how important a familiar international community around you is. Marbella and Sotogrande are glamorous and pricier, Mijas and Fuengirola have the largest Dutch community, Nerja and the Axarquía are more Spanish and quieter. Málaga city is for those who want city life. In an introduction we narrow this down to one or two zones within an hour.

Interested in the Costa del Sol?

Want to know if the Costa del Sol suits you?

In a no-obligation conversation of an hour, Ed tells you what suits you, what does not, and which zone fits your situation. Since 2005 we have guided buyers across Spain, by now well over 800 purchases.