How we work

How our clients buy a home in Spain

From first orientation to the keys. We take the lead and watch the details; you keep the overview and make the choices. Independent advice, with consultants on the ground.

Phases
5 steps
Guidance
Up to the keys
Consultant and couple looking at a floor plan at a table
20+
Years guiding purchases on the Spanish coast
800+
Guided purchases since 2005
4.9/5
Average from Google Reviews
Why a buyer’s agent

Buying in Spain works differently than in other countries

In Spain the notary does far less than in other countries. The notary asks no questions, checks no debts and verifies no permits. As a buyer you are expected to know what you are getting into.

The Spanish property register is not watertight: the cadastral records regularly differ from the actual situation. Illegal extensions, outstanding taxes or a right of way stay invisible until it is too late.

And the market runs on relationships. Part of the supply first circulates within local networks before it goes online. Anyone who only follows the property portals does not see everything.

Consultant with a couple during a viewing trip
Good to know

In Spain the notary checks no debts, no permits and no building condition. That check is up to the buyer. So we carry it out for you.

01
Phase one · introduction & strategy

First listen, then a search profile that fits

A good purchase starts with an honest conversation about what you are really looking for. Not just the number of bedrooms, but also how often you want to be there, whether family is coming along and whether your work back home continues. Only once we know that can we search for you.

What we do
  • No-obligation introduction
  • In-depth conversation about goals, use, life stage and budget
  • Regional advice based on climate, accessibility and atmosphere
  • Indicative cost calculation, including transfer tax, notary and registration
  • Drawing up a search profile, together with your consultant

We came into contact with Costa Select through word of mouth, after good experiences from friends. July 2023 was our first meeting at the office in the Netherlands, and we immediately had a positive click.

Ellen Bosman
02
Phase two · search & shortlist

Search broadly, shortlist narrowly

We view many homes every week; you only see what truly meets your profile, with an honest pro and con per home. No mailings with fifty options, but a calm shortlist you can seriously consider.

What we do
  • Track Idealista, Fotocasa, Resales Online and Kyero daily
  • Ask our network per region about off-market supply
  • Visit homes in advance, with a photo and video report for you
  • Test the asking price against comparable homes
  • Plan the viewing trip, including logistics
  • A fixed update moment in your calendar

Working with Denise during the search was pleasant and useful. She discovered, for instance, that one of my favourite houses on Kyero could not be sold at all. See, that is something you do not spot from behind your PC.

Anneke Mulder
03
Phase three · negotiation

We negotiate, you stay owner of the choice

Negotiating at a distance is hard; in a foreign language harder still. We do it on your behalf, with data and with patience. You set the ceiling, we set the tactics and the timing.

What we do
  • Analysis of comparable sales, price per m² and days on the market
  • Uncovering the seller’s motivation
  • A tailored bidding strategy, with an opening bid and a ceiling
  • Negotiating in Spanish, spoken and in writing
  • Drawing up the reservation contract (contrato de reserva) and checking the clauses

From the very start of our contact it went smoothly. We were lucky to find our lovely house after 12 viewings. Suddenly there was a click. Jasmijn negotiated well and we were fully aware of all the costs.

SJM de Vries-Mulderink
04
Phase four · due diligence & legal

Looking under the hood before it is too late

In Spain, as a buyer you are responsible for knowing whether the property carries debts, whether the extension is legal and whether a right of way applies. An independent lawyer checks that before you sign. If we find something, we negotiate it out or we walk away.

What we do
  • Request the nota simple (title extract), check the chain of ownership
  • Compare the cadastre with the actual situation
  • Query permits and planning with the municipality
  • Check debts with the municipality, the association and the notary’s office
  • Arrange a technical survey, structure and installations
  • Go through the draft deed with the lawyer and adjust clauses

The lawyer who, together with Marc, rescued us from some tricky situations. You deserve real credit. It is all behind us now, and we enjoy it while renting it out nicely in between.

Menno Luiten
05
Phase five · completion & aftercare

Keys in your hand, and we stay involved

At the notary we translate every line and arrange the NIE (the Spanish identification number), the bank account and the utility connections. After that we stay available, as standard in the first year and on call thereafter.

What we do
  • Guide the notarial transfer, deed translated line by line
  • Apply for the NIE, open a Spanish bank account, mortgage payout
  • Switch over the utilities: water, electricity, internet, waste
  • Arrange insurance, buildings and contents, in your language or Spanish
  • Contact moments in the first year, handling local issues on your behalf

We are very pleased with the guidance, the purchase support and the aftercare. We are now fully enjoying the lovely weather in Spain, and thanks to Sara we also found a good house painter and had the curtains made. Thank you, Costa Select.

Karin Verschaeren
Typical client journey

From first conversation to owner

The five phases in sequence. In practice they partly overlap, and we make sure you are involved at the right moments. The average timeline runs from 6 to 12 months.

01Introduction
02Search & shortlist
03Negotiation
04Due diligence & legal
05Completion & aftercare
Your moments

Three moments when we need you, on site or via a video call. The rest we do for you.

Overlap is deliberate

The search does not stop the moment negotiation begins. We keep other candidates in view until the deed is signed.

Aftercare continues

The handover of the keys is your starting point, not our finish line. In the first year we stand beside you as standard.

Our due-diligence protocol

We check what others skip

In a Spanish purchase you are expected to know what you are buying. The notary does not check debts and gives no declaration that an extension is legal. That research is up to the buyer.

We carry out that research before you complete on the property. Fixed checks, with an independent lawyer and a local technical surveyor.

Fixed checks · per home
  • Nota simple from the register
    owner, debts, charges
  • Cadastre versus actual situation
    deviation in m² or building volume
  • Permits and zoning plan
    fits within the municipal plan
  • Outstanding debts
    property tax, association, mortgage
  • LOE guarantees
    for new builds, ten years
  • Illegal extensions
    agreements or a legalisation process
  • Servidumbres
    rights of way and passages
  • Energy certificate
    mandatory at transfer
  • Cédula de habitabilidad
    a valid habitation certificate
  • Owners’ association
    statutes, disputes, reserves

We regularly encounter that the viewed home is larger than the registration in the cadastre. Then it is a matter of obliging the selling party to legalise this. That can be included as a condition.

Marc Stam
Director, Costa Select
Local teams

At home in every region where we work

Marbella, Jávea and Valencia are completely different markets. Different prices, different supply, different building styles. A consultant who only knows Marbella knows little about Dénia.

That is why you work with a dedicated consultant per region, who knows the local network of notaries, lawyers and builders.

Your consultant is from your region, knows several homes in the same neighbourhood and shares their knowledge of the immediate surroundings.

Meet the team
Dedicated teams per region
Spanish coast
Marc Stam
Point of contact
Thijs Kranenborg
Valencia
Ed Bouterse
Costa del Sol
Danielle de Haan
Costa Blanca
Denise van Scheppingen
Costa Blanca
Who we work for

When is Costa Select right for you?

We work best with clients for whom we truly make a difference. Below, honestly, when that is the case, and when another route may make more sense.

A good fit with us
If you
  • 01
    Have a budget from €250,000
    From that threshold, our guidance and network weigh up most clearly against what you invest.
  • 02
    Want to hand it over entirely
    You decide, we do the work. That is our added value.
  • 03
    Value independent advice over speed
    We do not sell homes; we find the right home for you.
  • 04
    Are in no hurry
    A calm pace almost always leads to a better purchase.
  • 05
    Appreciate a long-term relationship
    Our aftercare continues after the handover of the keys.
  • 06
    Live (partly) abroad
    We bridge distance, language and culture on your behalf.
Not sure?

An introduction is always free and without obligation. After one conversation we both know whether we are a match.

Schedule an introduction
What clients say

About how we work

After fifteen years of searching on the Costa Blanca we knew what was for sale. Thanks to the listening ear of Marc Stam and Jasmijn we could search with focus: houses every day, honest advice every time about what did and did not suit us. We found our dream home and were helped with everything, from the negotiation to the entire renovation.

HS
Henkjan Smits

Expert guidance during the purchase, with quick and good support for all our questions and uncertainties. Tight planning for the viewings and consistently honest, well-founded feedback. That is how, at Costa Select, they keep you as a buyer with both feet on the ground. For us it was a very good choice to engage them.

PK
Petra Kalkman

The first contact with Marc was informative, efficient and pleasant, and gave us confidence straight away. After that we continued exclusively with Costa Select and explored the market in Jávea with Danielle. She has an eye for detail and for our wishes, is approachable, knowledgeable and responds quickly. We found a beautiful house and could not have wished for a better buyer’s agent.

RN
René Nieuwmans
Frequently asked questions

Twelve questions about how we work

The questions we hear most during the introduction. Missing something? Ask us directly.

The property is first taken off the market with a reservation contract. Then follows a preliminary purchase contract in which the agreements and the deposit are recorded. Finally we book an appointment at the notary for the definitive transfer and handover of the keys. Between reservation and transfer is on average two to three months, depending on whether a mortgage is involved.

Ready to begin?

Schedule a no-obligation introduction

We listen first, then we advise. A conversation about your wishes and how we work, without any obligation. Afterwards we both know whether we are a match.